+91 22 2202 5357 +91 98765 43210 support@bharatpay.co.in
RBI / NPCI Compliant Fintech Platform
BHARATPAY UPDATES: Fastest AEPS, 24x7 IMPS DMT, BBPS Utility Bills & Instant Payouts. Helpline: +91 22 2202 5357 | +91 98765 43210
Official RBI & NPCI Enabled Banking Infrastructure

India's Most Trusted Digital Fintech & Banking Platform

Empowering retailers, distributors and modern businesses across India with instant AEPS cash withdrawal, Domestic Money Transfer, BBPS bill payments, multi-recharge, PAN card and high-speed bulk payout APIs.

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₹500Cr+ Monthly Processed Volume
99.98% Platform Uptime & SLA
25,000+ Active Retailer Network
Sub-Second Payout API
100% Instant Settlement

BharatPay Retailer Portal

System Live
Unified Retailer Wallet

₹ 2,48,950.00

AEPS Cash Withdraw & Bal.
DMT Transfer Instant 24x7
BBPS Bills Electricity & Gas
Recharge All Telecom Ops

AEPS Banking

Aadhaar biometric cash withdrawal, balance check and Aadhaar Pay for high retailer commissions.

Open AEPS Service

Money Transfer (DMT)

Instant domestic money transfer to any bank account in India with lowest charges and zero failure rate.

Open DMT Service

BBPS Bill Payment

Pay electricity, water, gas, broadband, loan EMI and insurance bills across 200+ national billers.

Open BBPS Service

Instant Payout API

Developer-first bulk payout APIs for gaming, salary disbursements, and instant vendor settlements.

Explore APIs
Our Financial Suite

World-Class Digital Services for Retailers

Transform your retail shop into a full-fledged customer banking touchpoint with BharatPay's seamless fintech suite.

AEPS Banking

Deliver Aadhaar-based banking services right from your counter. Enable cash withdrawal, balance enquiry and mini statements with instant commission credit.

  • Cash Withdrawal up to ₹10,000
  • Aadhaar Pay for merchants
  • Real-time biometric verification
Learn More

Domestic Money Transfer

High-speed IMPS & NEFT fund transfers to all commercial, cooperative and regional rural banks in India. 24x7 instant credit with automated verification.

  • Lowest transaction charges
  • High monthly sender limits
  • Instant SMS & receipt generation
Learn More

BBPS Bill Payments

Authorized Bharat Bill Payment Operating Unit (BBPOU) connected infrastructure. Pay electricity, piped gas, water, municipal tax, broadband and mobile postpaid.

  • 200+ National & State billers
  • Instant bill fetch & payment receipt
  • Attractive commission on every bill
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Mobile & DTH Recharge

Lightning fast prepaid recharges across Airtel, Jio, Vi, BSNL, and major DTH providers including Tata Play, Airtel Digital, Dish TV, Sun Direct and Videocon d2h.

  • 99.9% recharge success rate
  • Instant plan check (R-Offer)
  • Best-in-industry margins
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PAN Card UTI / NSDL

Apply for new PAN cards and request correction in existing cards via authorized UTIITSL and NSDL portals directly from your BharatPay retailer account.

  • Paperless e-KYC application
  • e-PAN generated within 2 hours
  • Physical PAN delivered home
Learn More

Payouts & Payment Gateway

Integrate BharatPay's enterprise payment gateway and automated bulk payouts. Accept payments via QR, UPI, credit/debit cards and netbanking with instant settlement.

  • Restful API with webhooks
  • Smart router for high success
  • Instant T+0 merchant settlement
Learn More
Developer First

Built for Scalability, Speed & 100% Reliability

Integrate BharatPay financial APIs into your existing mobile application, web portal or ERP. Experience sub-second response times, automated webhooks, and round-the-clock developer support.

Instant Sandbox & Live API Credentials
Webhooks for Real-Time Transaction Status Callback
Bank-Grade 256-Bit SSL & HMAC SHA-256 Signatures
View Payout API Contact Tech Support
POST /api/v1/payout/transfer LIVE API
// Sample BharatPay Instant Payout Request { "partner_key": "bp_live_89f02c48d...", "amount": 5000.00, "transfer_mode": "IMPS", "account_number": "918237461928", "ifsc": "SBIN0001234", "beneficiary_name": "Aarav Sharma", "reference_id": "TXN_BP_20261025" }
Latency: ~340ms AES-256 Encrypted
Our Advantage

Why Thousands of Retailers Choose BharatPay

We combine cutting-edge banking technology with dedicated personal support to maximize your business earnings.

Highest Commissions

Earn maximum commission on AEPS, money transfer, recharge and bill payments directly into your wallet.

Instant Settlement

Move your wallet balance instantly to your registered bank account 24x7 without waiting for bank holidays.

Bank-Grade Security

PCI-DSS certified architecture, multi-factor authentication, biometric encryption and fraud prevention.

Dedicated Support

Direct phone and WhatsApp helpline with personal account managers to resolve issues rapidly.

Simple Onboarding

Start Your BharatPay Retail Business in 4 Steps

Quick, paperless registration and verification to get you live in less than 15 minutes.

01

Register Account

Sign up with your mobile number and basic shop details through our online portal or mobile app.

02

Complete KYC

Complete quick Aadhaar and PAN biometric verification guided by our support team.

03

Load Wallet

Add balance to your wallet via UPI, virtual account or netbanking for zero downtime.

04

Start Earning

Provide AEPS, DMT, recharge and bill payment services to your local customers and earn instant income.

Ready to Expand Your Business with BharatPay?

Join thousands of successful retailers across India. Get started today with BharatPay Technology Private Limited and enjoy high commissions, 24x7 support and modern digital infrastructure.

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